• Anyone who buys one or more trees acquires real ownership of them, during their 25-year lifespan. At the end of this time, the tree is no longer valuable.
  • Each year the owner receives an 8.5% profit guaranteed by his investment.
  •  8.5% per annum is accrued during the first four years. Then the benefit is distributed at the end of year four, in which the full harvest of the cocoa tree occurs.
  • The interest in previous years is paid in year five. But if the owner wishes to recover his purchase during that year five, he will be refunded the full invested money and will be paid 50% of the accrued interest. If you want to stick with the plan until year twenty-five, each year you will receive your 8.5% benefit.